You must have already heard of Boursorama Banque. France’s leading online bank, which has also been the “cheapest bank” for 14 years, often makes headlines for its extreme growth. With more than 4 million customers, it is approaching the number of BNP Paribas or Société Générale. On the product range, it is equivalent.
For the start of the school year, she is making a name for herself again with an ultra-aggressive bonus that is offered to all new customers. If you open a (free) account with her, you will be able to receive 150 euros in cash. You must use the code PWEMBA to qualify.
Open a free account
This special back-to-school offer is very punctual: it lasts from September 9 to 12, over this long (pink) weekend. Boursorama Banque organizes this operation on a very ad hoc basis, two to three times a year. This is when it is in your interest to register: these are the craziest bonuses.
A bounty of an insolent level
A few years ago, many online banks offered a welcome bonus to new customers. The reality today is very different: few have succeeded in finding an economic model and they are forced to eliminate their premium.
This is not the case with Boursorama Banque, which is becoming ever more aggressive and attractive. While she is content with 50 to 80 euros in normal times (which is already very good), she goes up for this Pink Weekend to 150 euros. You can therefore open an account without obligation, free and without income conditions and walk away with this money in cash.
There are three steps to walk away with this gift from online banking. First, there are 20 euros offered to you when you actually open the account. You will therefore have to fill out a registration form (which takes you a few minutes) and validate your account with a first transfer. Once this is done, you have then unlocked this first bonus which will be paid into your account.
The second installment is conditioned by the order of the bank card. At Boursorama Banque, you have the choice between three: Welcome, Ultim and Metal. Needless to say, but the Ultim card represents almost all openings: it is free (unlike the Metal), it is equivalent to a Visa Premier and it is unconditional on income. It is the ideal compromise for the general public and standard use.
Open a free account
Once you have ordered this (free) card from your customer area, Boursorama Banque will credit you with a new installment of 80 euros. You are therefore at 100 euros bonus if you open an account, order a card and that’s it. Everyone who opens an account should therefore receive this amount at least.
The third installment is less obvious but it remains very generous: you have to use the EasyMove service. While the first two installments are non-binding, EasyMove asks you to transfer at least one banking product from your current bank to this online bank. You must therefore be ready to make an effort towards Boursorama Banque, although it is not too restrictive. You have 12 months to do so and validate this bonus.
To conclude: you will easily get the bonus of 100 euros for opening the basic account. You can easily use the latter as a secondary bank account, in addition to your current account. This bonus is very pleasing and is the icing on the cake in relation to his very good service. The complement of 50 euros via the EasyMove service is less obvious because you have to transfer a product. That said, you have 1 year to do so, so you can first test the bank for several months before taking another step towards it.
Conditions: No income condition – Welcome and Ultim cards
Annual fee: €0 • Initial deposit: €300
Check deposit: ✔ • Cash deposit: ✘
Monthly cost of the card: 0 €
Euro zone withdrawals: Free • Euro zone payments: Free
Foreign currency withdrawals: 1.69% • Foreign currency payments: Free
Why Boursorama has 4 million customers
If Boursorama Banque now has more than 4 million customers, there is a reason. Online banking is also approaching the number of customers of more traditional banks (BNP Paribas, Société Générale) thanks to impeccable services at unbeatable prices. It acquires 100,000 new customers per month on average, making it the most dynamic on the market.
For a current account, a card similar to a Visa Premier and standard use, the Boursorama Banque service will be completely free. Even if you go abroad (outside the euro zone), online banking is very advantageous: payments are unlimited and free, and withdrawals are free for the first three. Boursorama has managed to offer an even more competitive service than neo-banks abroad, which is no small feat!
A few years ago, the public was afraid of “online” banking. Today, this use has been democratized and word of mouth is reassuring. Boursorama Banque does not have a physical branch, but its customer service is impeccable. Better still, he is available on extended hours, which means that he can be contacted by telephone until late in the evening (10 p.m.) and on Saturdays. He won first place in the Customer Relations Podium in 2020, 2021 and 2022.
This Pink Weekend is just the icing on the cake. A normal bank charges you around 215 euros in bank fees per year. With Boursorama’s Ultim account, this amount drops to zero. In the long term, it is therefore even more attractive than the “simple” welcome bonus of 150 euros offered by the bank.
Boursorama Banque makes an exception for the start of the school year: from Friday September 9 to Monday September 12, you are entitled to this unique bonus for new customers. It is therefore in your interest to subscribe now, even if it means using your account only later. This bonus of 150 euros is the largest payment ever offered by the bank. This is a unique opportunity to further increase savings before the end of the year.
To see this non-binding offer, it’s here:
Open a free account