During the month of July, Boursorama Banque was the first online establishment to exceed 4 million customers in France. The subsidiary of the Societe Generale group continues to record thunderous growth in France. It must be said that his service is excellent and that the pricing is very attractive. As a bonus, online banking currently offers a nice back-to-school bonus.
In addition to having already been the “cheapest bank in France” for 14 years, Boursorama Banque rewards its new customers with a generous bonus. You will touch 130 euros bonus if you open an account at the time of return. To do this, you must enter the code BRSMBA when filling out the form. This will only take you a few minutes.
I take advantage of the Boursorama offer
Opening an account with Boursorama Banque is not binding and it’s free: online banking does not ask you for a minimum income, no direct debit of your salary and no need to make it a main account. So you can go gradually, without any pressure. In terms of user experience, online banking offers an experience as simple and intuitive as a Revolut or N26. Except that it is more complete and more competitive.
Open a free account and receive 130€
Boursorama Banque has been on a stratospheric ascent for about 5 years. Online banking has everything to seduce: it has a range of banking products similar to that of a traditional network bank; it offers responsive and efficient customer support and its pricing is irresistible. More than half of its customers have no fees – at all – for traditional banking use.
At Boursorama Banque, the current account is free by default – and you will even receive a Visa Premier card. The standard and most popular account in the range is the Ultim account. The latter provides access to all the traditional services of the bank: savings, stock market, loans, etc. The bank offers among the best user experiences (best digital bank in France according to D-Rating) and the best customer services (n°1 in the Customer Relations Podium according to Kantar).
I take advantage of the Boursorama offer
Unsurprisingly, Boursorama Banque brings everything together to create success. With 4 million customers, it is very close to the number of customers of more traditional banks (BNP Paribas has 5.5 million individual customers in France, Société Générale has 8 million). With nearly 100,000 new customers per month, online banking can aim to place itself among the elite.
To further strengthen its appeal for the start of the school year, Boursorama Banque has decided to take out the checkbook. New customers can currently take advantage of a 130 euro bonus for opening an account for the first time. The first thing to do to enter this process is to use code BRSMBA in the first fields of the registration form. From then on, the procedure for obtaining this XL bonus will be initiated.
Current account
Conditions: No income condition – Welcome and Ultim cards
Annual fee: €0 • Initial deposit: €300
Check deposit: ✔ • Cash deposit: ✘
Bank card
Monthly cost of the card: 0 €
Euro zone withdrawals: Free • Euro zone payments: Free
Foreign currency withdrawals: 1.69% • Foreign currency payments: Free
Proposed cards
mobile payment
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How is the bonus broken down?
At Boursorama Banque, you have the choice between two free accounts: Welcome and Ultim. The first has limits and prohibits overdraft, which makes it a limited account for everyday use. It especially responds to those who need to set themselves constraints and who have difficulty managing their budget. The Ultim account is the most popular: it represents the vast majority of openings.
Whether it is one or the other, you will be able to claim the bonus of 130 euros which is offered for the start of the school year. Online banking will first credit you with 80 euros at the time of the effective opening of your current account, accompanied by the order of a bank card. To do this, you will simply have to fund your current account for the first time (the details will be sent to you). The credit card is free, so ordering it is just a formality.
The second part of the bonus is more complex to obtain: it is conditional on first use of the EasyMove banking mobility service. The latter requires you to transfer one (or more) products from your current bank to Boursorama Banque. This step will allow you to touch 50 euros more and it must be carried out within 12 months after the opening of the account. This gives you time to validate the service and decide whether or not you want to continue with this step.
In any case, Boursorama Banque leaves you completely free of your choice. Online banking puts no pressure on you, it’s up to you: customer support never comes to you commercially. During the registration process, you do everything online. And if you have any questions about the course, you can exchange by email for information. This allows you to test without pressure or commitment, which is a real comfort.
This special back-to-school bonus will not last. Boursorama Banque is the only institution to be so generous. Most of the other online banks have decided to remove the welcome bonus (BforBank, Hello bank!), ING has closed its French activity and the neo-banks have never offered an opening bonus. So you have a real chance with Boursorama. Plus, it’s unconditional, risk-free, and commitment-free.
To get the 130 euros, it’s here:
I take advantage of the Boursorama offer